Most of our insurances are auto-debited in our bank account. Some are not because we always want to transfer the money manually by going to the bank. The only disadvantage when it is not auto-debited is that, you forget it sometimes. This happened to one of the most important insurances we have where we forgot to transfer the money for the payment. Upon seeing the unpaid bill, I immediately went to the bank the next day and had the payment transferred.
If anyone of you who are looking for commercial insurance companies, there are a lot you can find online. For sure, you can find one that fits suits your needs and budget.
Have a nice week to all of you!